Concept of Swiss Time Bank Explained *Swiss Time Bank* A student studying in Switzerland observes: While studying in Switzerland, I rented a house near the school. The landlady Kristina is a 67-year-old single old lady who had worked as a teacher in a secondary school before she retired. Switzerland's pension is very good, enough to not worry her about food and shelter in her later years. However, she actually found "work" - to take care of an 87-year-old single old man. I asked if she was working for money. Her answer surprised me: “I do not work for money, but I put my time in the ‘time bank’, and when I cannot move in my old age, I could withdraw it.” The first time I heard about this concept of "time bank", I was very curious and asked the landlady more. The original “Time Bank” was an old-age pension program developed by the Swiss Federal Ministry of Social Security. People saved the 'time' taking care of the elderly when they were younger, and w
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